First Hand Knowledge

Mary takes the time every day to learn what's going on in the market — block by block, property by property. Mary takes advantage of a data base that is much more than a computer program. She uses the latest technology— and applies a great deal of intangible knowledge— to make wise real estate recommendations.

Personal Contacts

Mary has lived and worked in Philadelphia for the majority of her professional career. She is an active member of the community and understands Center City Real Estate from social, political and economic perspectives. This networking has given her the opportunity to represent the most marketable properties from Society Hill to Queen Village to Olde City to Washington Square to Rittenhouse Square to Fitler Square to Graduate Hospital to Logan Circle and the Art Museum.

     Ownership is a durable investment
     Ownership allows you to take control of your housing costs.

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  "Mary's 20 years of successful experience in the Center City Real Estate Market cannot be matched. But more importantly, she combines the breadth of knowledge with an intensely high energy and an extraordinary zeal and integrity. The result is Mary knows all the good properties; she knows everyone in town and she knows how to match good properties and people. She's simply the Best."
  - Christina Sterner, manager Baryshinkov Productions

  "Mary is aggressive energetic, and efficient. She makes herself completely available to her clients, night or day. She was dogged in Selling my house and found me the condominium of my dreams."
  -Carole Saline,
  Journalist, Co-Author of Sisters

  "We met Mary 14 years ago when we were planning to move to Center City. Thanks to her efforts and knowledge she found the right house for us then - and she repeated it earlier this year when we decided to move again - this time to a condominium on Rittenhouse Square. In all those years Mary has been an understanding friend and an enthusiastic supporter. She represents the energy and high spirits that are so vital in the current Philadelphia scene."
  -Dr. Mark and Barbara Mishkin

  "Enthusiastic, motivated, tireless, expert-all adjectives describes Mary Genovese-Colvin, Philly's real estate maven deluxe. We've known Mary for almost 15 years and three deals, and she continues to amaze us by her diligence and devotion. Can't imagine anyone knowing more about what's available on the real estate scene. Selling or buying, we always felt we were in the best of hands."
  -Dr. Gordon and Shelley Schwartz
  Surgeon and Founder Breast Health Institute

  "Mary Friia Genovese-Colvin is nothing less than the Best, Most Honest, and Most Competent Realtor in Center City. She works equally hard for all her clients, regardless of the dollar amount involved. She's the greatest!
  -James Kephart, Esquire

  "My wife and I looked for a new house for 3 years before we met Mary. We purchased the first place she showed us. Mary knows Real Estate but she really knows what her clients want!
  -Ann and Howard Sacks

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BUYING A RESIDENCE RAISES MANY QUESTIONS

Mary answers these questions every day. Her expertise and experience will give you the answers to your questions.

• What are some of the tax advantages of owning a home?
  
• What price home can I afford?
  
• What is the best way to know what kind of home is right for me?
  
• What's the most efficient way to know what is on the market?

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THE AGREEMENT OF SALE

Most negotiations are conducted in writing. When the Agreement is prepared and signed, it is traditionally accompanied by a good faith deposit made out to the Listing Broker. If the offer is accepted, an additional deposit is required to bring the amount being held in escrow to 10% of the sale price. If the offer is rejected by the Sellers, the initial good faith deposit is returned to the Buyers and the Agreement is declared void.

All terms of an accepted Agreement are binding, so be sure to detail all of your terms in writing prior to submitting an offer to the Seller, or the Seller's Agent.

Closing costs incurred as part of the purchase will differ based on the parameters of the Agreement. Mary will give you an estimated breakdown of your closing costs and your monthly payment before you sign an Agreement of Sale.

OBTAINING A MORTGAGE

Today's mortgage financing is as complex as it is varied, so contacting a lender even before you find a home to purchase is sometimes advised. Mary can assist you in finding the mortgage with the best terms and the lowest rates for your individual needs.

SETTLEMENT

Settlement, an agreed upon time between Buyer and Seller, usually takes place within 60 - 90 days after the Sellers acceptance of an offer. Settlement, transfer of title, conveyance and closing are all terms used to describe the final step of your purchase.

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ESSENTIAL TECHNOLOGY

Technology has always been at the forefront of Prudential Fox & Roach's business strategy. Proven in it's ability to increase efficiency and consumer satisfaction, technology is an integral factor in Prudential Fox & Roach's incredible rate of growth. 24 hour voice mail service, a network of Internet sites, and full computerization are just a few of the every day systems that assist our team of professionals in delivering a level of service to consumers that cannot be exceeded.

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